Quick & Express Money Loans

Need to borrow money fast?

Take advantage of our fast and express cash advance and loan services.

bad credit loan in Toronto

Why choose Get My Pay Today?

Get My Pay Today has been operating for 17 years in the field of short-term loans and debt management.

Benefit from the expertise of our brokers whose job is to help you improve your financial life. Speed of action, transparency and honesty are our main values.

Get your loan in 3 steps

Submit informations

Submit your information

Fill out our short application and get an instant response.

Receive Approval

Receive your approval

Once your application is approved, you will receive a loan agreement. Sign it and send it back to us to receive your money.

Get your money

Get your money

Your loan will be immediately paid into your bank account through our network of private lenders. You will be able to use it instantly.

This is not an installment loan. The loan is due on your next pay day.

Repayment examples

A $300 loan with an APR of 18% is $46.22 weekly payment. This example includes all the fees associated with the borrowed capital

Repayment term

Our installment loans are repayable within a period of 6 months

Interest Rate

We offer lower interest rates than our competitors. Our interest rate is 18%

Need a loan for any project ?

Terms and Conditions

Repayment options
Example of a $300 loan

Option 1

You will have to pay the minimum weekly financing fee of $46.22 on payday loan. If your pay is biweekly, you will have to pay $92.44 every two weeks.

Option 2

You can pay the minimum weekly financing fee as well as an additional amount to reduce your total capital. For example, a payment amount of $146.22 per week will reduce the amount you have to pay by $100.

Option 3

You can pay your weekly fees as well as the total of your loan over a week. For example, if your loan is $300, a payment of $ 346.22 the following week will allow you to close your account.

Financing fees

Financing costs amount to $12 per $100 of capital due. This weekly amount includes brokerage fees and interest rates.

FAQ

Your money will be paid into your account within an hour after your request if you make it during our working hours.
No credit investigation is required, our network of private lenders is ready to help you without taking your past into account. All that matters is that you can move forward as quickly as possible.

Lending money online is easier than a bank loan, but some simple criteria apply. We ask that you meet the following requirements:

  1. Provide a chequing account that has been valid for 3 months or more
  2. Working full time for 3 months or more
  3. Be paid by direct deposit
  4. If filed for bankruptcy or consumer proposal in past, you must be liberated