no credit check loans canada

No Credit Check Loans in Canada

Get My Pay Today is an online lending company and has been in the field of no credit check loans in Canada for over 17 years. We offer various services, including no credit check loans and payday loans to all Canadians. 

Even with a bad credit score, you can still qualify for a loan with us. Apply for a cash loan without a credit check and receive up to $3000 within an hour.

What are No Credit Check Loans in Canada?

No credit check loans in Canada are a great substitute for traditional loans from big financial institutions like banks. In addition, Get My Pay Today don’t pull your credit score to check your creditworthiness. So, even someone with a bad credit score is eligible to apply for a no credit check loans in Canada.

Get a loan with no credit check

Each investigation recorded by lenders during a personal loan application affects your credit rating by giving it a score that can remain for up to two years. This can lower your overall rating and cause you problems in the future.

A money loan without a credit check is approved based on your current income and not on your history, which is why it is categorized under short-term loans. All you have to do is show that you can pay and receive your money immediately

Don’t wait any longer and apply for a quick cash loan without a credit check from a no-credit-check lender like us.

What is a Credit Check?

A credit check is a process in which a lender requests a borrower’s credit history from a credit reporting institution. Credit cards, lines of credit, instant loans, and mortgages are all forms of credit. The debt-to-income ratio does not affect your credit score.

Your rating is rated between 300 and 900 by the rating agencies. v

What is a credit score?

This rating represents the quality of your credit history, which is the indicator banks and lenders look at before agreeing to let you borrow money from them. If your score is less than 500, your application will likely decline.

If you have bad credit, personal loans from traditional bank are not accessible because you could be at risk and may not repay your loan.

Get a loan even with a bad credit score

At Get My Pay Today, we think the unthinkable. But, this is why even with a poor credit check, you still qualify for a no credit check loan Canada with us. We don’t do a background check on our client’s credit scores, so it does not matter if you have a poor credit score.

Need a loan for any project ?

Requirements for No Credit Check Loans in Canada

We don't perform a hard credit inquiry when issuing our customers a no credit check loan, thought we have few requirements.

photo identification

Photo identification

All we need is photo identification. It will help confirm your identity. It helps curb identity theft while applying for a loan. If you have bad credit, personal loans from traditional bank are not accessible because you could be at risk and may not repay your loan.

address proof

Address proof

A proof of your address is also required when applying for or no credit check loan. In addition, a utility bill or a rental agreement helps confirm your address and the duration you have stayed at the shared location.

bank statement

Bank statements

Lastly, is your last three bank statements. We don't use your bank statement to check your credit score. Instead, we use them to check if a client can repay the loan. If a client in bankruptcy has been awarded a loan, repaying will be next to impossible.

Contact Get My Pay Today for your No Credit Check Loans

Get My Pay Today has an online platform that saves time and reduces verification for convenience. Statements also tell us if you are employed or any other sources of income you have. Please submit your application online or in person, just send us some documents and information to open your account and get your credit check loan fast..

Need a loan for any project ?

What Get My Pay Today can do for you

A loan with no credit check

You need to borrow, but your credit history makes you anxious? You will find a quick solution by applying for a loan with us. Start by applying for a loan without a credit check. The three-step application process gives you an immediate response from our online loan brokers. Your money will be sent to you within one day, securely and confidentially.

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At get my pay today, the network of private lenders does not hesitate to help you when the banks no longer trust you. Your future is our priority; your past should not prevent you from moving forward. by applying for our loan without investigation, you avoid your credit history from impacting your future.

How to Apply for No Credit Check Loans in Canada?

Submit informations

Step 1: Apply online for your no credit loan

Fill in the application form available on our website and submit it. Get an answer within an hour once your information has been received and verified, we will send a loan agreement that you will sign and send back.

Receive Approval

Step 2: Get an answer within the hour

Our experienced brokers will submit your application and contact you the same day as soon as the approval is validated.

Get your money

Step 3: Receive your money

Collect your money directly from your bank account and your interest has been accepted. The funds are transferred to you instantly so that you can benefit as soon as possible.


Applying for no credit check loans helps you avoid being turned down if your score is too low. By avoiding a credit check and credit report, you also preserve your score.

The money you borrow can be used to pay overdue bills, cover unexpected expenses related to your health, your home, or other costs. It is a short-term financial solution that helps you get back to your feet when you need it.

You will receive a response within an hour. For example, if your request is made between 10:00 and 18:00, our agents will contact you the same day.

The total amount of your money will be paid to your account as soon as your application for no credit check loans in Canada has been approved. The maximum delay would be one day if you applied within business hours.

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