Bad credit loans in Edmonton
Do you have a bad credit score and cannot get a loan from a traditional lender? Have you encountered financial difficulties, and you have no money saved for an emergency? If you answer yes to either question, apply for bad credit loans in Edmonton and get extra funds within 24 hours, even with a bad score!
What are bad credit loans in Edmonton?
Bad credit loans in Edmonton are designed for individuals with bad credit scores who need quick cash for short-term unexpected expenses. Get My Pay Today won’t inquire about your credit history when you submit an application for bad credit loans in Alberta. You can borrow a loan amount between $300 to $3,000 and benefit from some of the best interest rates on the market.
What can bad credit loans be spent on?
If you’re used to listing your reasons for borrowing money, you’re in for a surprise when applying for short-term emergency loans. So if you have a bad credit score, you can submit your application with minimal documentation. Some of the most common reasons to apply for bad credit loans include:
- Financing last-minute emergencies
- Paying for unforeseen home repairs
- Taking a trip to visit sick loved ones
- Financing a long-term project
- Paying child support
To reduce the chances of being unable to repay your loan by the due date, you should only borrow the minimum amount of money needed.
What is a bad credit score?
All Canadians over 18 are assigned a three-digit credit score based on their credit history. Scores range between 300-900, and the higher the score, the easier it is for individuals to get loans at reasonable interest rates. People who regularly miss bill payments, max out their credit card, and apply for multiple types of loans simultaneously will see their credit scores decrease. A high credit score shows lenders that you are credible and will likely repay your debt on time.
Can having a poor credit score affect my chances of being approved for a loan?
If you have a low to mediocre credit score, you will most likely be rejected for borrowing a personal loan by traditional lenders. In the slim chances that you are approved, you will have to pay high interest on the loan.
We do not perform credit checks before issuing loans. So, applying for bad credit loans in Edmonton is just the financial solution you need if you have a less-than-perfect credit score. All you need is a stable job and a steady flow of income to be approved.
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Why choose Get My Pay Today for bad credit loans in Edmonton?
Get My Pay Today has been successfully helping Alberta residents out of financial ruin for over 17 years. We know you need a fast and flexible solution when emergencies arise, and you cannot wait. We guarantee money within 24 hours maximum.
1. No credit report required
Our poor credit loans in Edmonton are available even without a credit report. No matter how low your score is, we won’t ask for proof of your financial history.
2. Flexible spending power
With Get My Pay Today, you can borrow $3,000 without a credit check and use the funds for any short-term emergency. The funding can pay outstanding bills, treat yourself to a relaxing spa day, or buy groceries.
3. 100% unsecured loan
Our online lenders issue short-term loans that are 100% unsecured and do not request collateral in return. Unlike traditional financial institutions, we will not repossess your assets if you default on your payments.
4. Receive cash within 24 hours
You’ll no longer have to wait weeks before hearing back on your bad credit loans in Edmonton application. We make it a priority to process your file as soon as you submit it. Apply during business hours and get your money before the end of the day.
5. Experienced private lenders
We value openness and transparency with all our partners and customers. Our private lenders hold years of industry experience and follow regulations set by the federal government.
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How do I know if I qualify for a bad credit loan in Edmonton?
When you submit your online application through our secured platform, you’ll benefit from an express loan before the end of the day.
Minimal requirements to be approved for bad credit loans in Edmonton
To be approved for a bad credit loan, you will need to prove you qualify for a loan with the following documents:
- Two pieces of photo ID (age 18 +)
- Proof that you are a Canadian citizen or permanent resident
- Posses a valid Canadian chequing account (at least 3 months)
- Be working full time (at least 3 months)
- Proof of income
- Receive your pay through direct deposit into your active bank account
- No bankrupt situation
Submit your loan application online
After you have compiled proof of your eligibility, you will need to follow the online loan application process and submit the requested documents. Once we have reviewed your file, we will send you a loan agreement for you to sign and send back. We will then transfer the funds into your bank account after receiving the signed contract.
Contact Get My Pay Today for bad credit loans in Edmonton now!
Don’t let your bad credit score get you down and prevent you from getting your hands on some extra cash. Get My Pay Today knows that financial emergencies can happen anytime, so let us help you get back on your feet. If you’re ready to obtain extra money today, then submit your application for bad credit loans in Edmonton today!
Need a loan for any project ?
A Bad Credit Loan in Edmonton
An adaptation to your needs
A real desire to help you
Contact Get My Pay Today for your bad credit loans in Edmonton
Apply for an instant loan in Canada on Get My Pay Today’s official website. We typically process every loan application request within a couple of minutes. Considering our high success rates on online applications, your money is just a few hours away. So yes, you can apply for a loan and get the funds even with a bad credit history.