Ottawa online loan

Ottawa bad credit loan payday

On the journey of life, we often encounter unexpected turns that necessitate our attention. Among these exigencies are unanticipated financial obligations, including sudden invoices or miscellaneous expenses, which arise abruptly and require immediate attention. However, what if our current financial situation falls short of meeting these pressing needs? This is especially relevant in the vibrant city of Ottawa, where individuals often find themselves in search of small loans to overcome these unforeseen monetary challenges. Thus, effectively navigating these exigent financial obstacles becomes crucial.

What are bad credit payday loans from Get My Pay Today? 

To acquire a comprehensive comprehension of payday loans, it proves advantageous to perceive them as a form of compensation advancement. It is not uncommon for our judgment or fiscal capabilities to deviate from our decision-making processes. In such instances, the availability of payday loans presents a convenient solution. Similar to the widespread availability of our payday loans throughout Canada, Get My Pay Today extends comparable lending services in the city of Ottawa. Our loan offerings have undergone thorough scrutiny and have garnered the trust of numerous individuals. With an extensive history spanning over 17 years, we have consistently served as a dependable source for loans among the Canadian populace.

Learn more about the bad credit loans

Get My Pay Today offers convenient and short-term financial solutions in the form of Ottawa bad credit loan payday options. These loans are designed to swiftly deposit funds into your bank account, catering to urgent financial needs. Typically, they are intended for prompt repayment and are commonly utilized to cover essential low-cost expenses such as rent or insurance payments.

Our loan service allows borrowers to access amounts ranging from $300 to $3,000, with the repayment date set on the borrower's payday. Should the need arise, there is an option to request an extension for the repayment period by notifying us within 48 hours before the scheduled payment date. However, please note that missed payments will incur a surcharge of $40.

When it comes to repayment, borrowers have flexible options to choose from. They can make an instant payment of the minimum amount due, opt for partial payments with added interest, or settle the total loan amount along with increased interest on the designated payment day. We understand that different circumstances call for different loan options, which is why, in addition to Ottawa bad credit loan payday offerings, we also provide alternative choices to better cater to your specific requirements. These include emergency loans for Canadians and short-term loans.


Getting payday loans in Ottawa online is easy. You only need to fill in some information:

  1. your birthdate;
  2. full name;
  3. direct contact information - phone number and email address -;
  4. employer contact information;
  5. and your type of income.

To confirm your identity, you’ll need to send us some extra documents along with your application. These include two ID photos, social insurance proof, address proof, two pay stubs, a sample check, and a bank statement from the last month.

Obtain a bad credit loan payday in Ottawa with Get My Pay Today !

Payday loans are a convenient and secure way for working people to get cash advances. You may need a payday loan at some point, and you are not alone. Many Canadians have faced the same situation. With payday loans in Ottawa, you can pay your rent, medical fees, or insurance bills faster and easier if you work in the city.

Need a loan for any project ?

Why choose Get My Pay Today?

An immediate bad credit loans

If you are facing an urgent situation that disrupts your daily life, we can help you and offer you a solution. Apply for your loan online in a few minutes. Our 3-step service provides you with a quick response and excellent customer service from our experienced brokers. You will get your money fast and securely.

An adaptation to your needs

We offer you the best loans on the market, with amounts ranging from $300 to $3000. Choose the amount you need when you apply and receive it in less than an hour.

A sincere desire to help you

Our goal is to help as many Canadians as possible. If you have low income or poor credit, you can still get your money loan without a credit check. Our brokers have been helping many people like you every day for over 17 years.

Bad credit loans: Online applications processes

Don't wait any longer and take the pressure off your everyday life by applying for your payday loan now. It's simple, fast, confidential and secure.


We need some documents and personal information from you to process your application. You don’t have to worry about your credit score or any fees until you receive your funds.

Get a response in an hour when you apply online during our business hours. Or come to our office and receive your money in 30 minutes.

You don’t have to pay any fees until you get your money.

Your credit score is not a factor for us to give you a cash loan. We are here to help you move forward without holding you back by your past.

  1. Two pieces of photo identification and proof of your Social Insurance Number.
  2. Proof of address (service invoice)
  3. Your last two pay stubs
  4. Sample Cheque – Pre-Authorized Debit Form
  5. The last 90 days of your bank statement