Payday Loans Ontario

Online Payday Loans Ontario

Life is filled with surprises, some better than others. There might come a time when you need fast and reliable loan. Online payday loans in Ontario are a way to obtain a part of your paycheck in advance. Assuming that you have an active checking account and a job, you can quickly cover unexpected expenses. At Get My Pay Today, you can easily apply for our loans directly from our website to lift the stress of debt off your shoulders.

What are Online Payday loans in Ontario from Get My Pay Today?

The process is simple, and the online form can be completed from home. Simply visit our website to fill up the required information and receive your online payday loans in Ontario in the following hours. The essentials include:

  • Full name and birthdate
  • Email and phone number
  • Employer name and contact details
  • Type of income

To allow you to balance your budget, you will need to repay the loan only on your second following paycheck. This way, you can bounce back on your feet easily when things do not always go your way.

What Information Do I Need to Apply for an Online Payday Loans in Ontario ?

Our payday loans in Ontario only need a few documents. Minimal requirements mean that we can provide a quick and effective service for your convenience. Our agents can quickly review your request and get in touch via email, thanks to our simple application process. The information you need to provide includes:

  • Two ID photos
  • Proof of Social Insurance Number
  • Proof of address
  • Your two most recent pay stubs
  • Sample check, such as a pre-authorized debit form
  • Bank statement from the last 90 days

What Are Payday Loans Ontario For?

Payday loans in Ontario are short-term emergency advances of money directly transferred to your bank account. The objective is to provide instant funds to pay off unexpected bills that you may have to deal with shortly. Since they’re meant to be used as a last resort, taking out multiple payday loans in Ontario at the same time can be risky.

The loan can range from 300$ up to 3000$ to answer your imminent needs. 

Need a loan for any project ?

Do I Qualify for online Payday Loans in Ontario ?

Income is the main factor to be admissible for a loan. This speeds up the process as we only need to review a few key documents. Our brokers are all legally registered under Canadian law. They can provide personal loans for a short period of time. The main elements that our experts look at when reviewing your application include:

  • Your salary
  • The number of bad payments attached to your account
  • The amount you requested compared to your ability to repay

Requirements to be approved

We also have a few requirements that must be met before your loan application can be approved. Please consider these items before applying to increase your chances.

  • Have a valid checking account for three months or more
  • Employed full-time for three months or more
  • Receive payment via direct deposit
  • Liberated from past bankruptcy or consumer proposals

What if I Have a Bad Credit Score?

At Get My Pay Today, we don’t think your past should stand in the way of imminent financial support. Even if you have a bad credit score, you can apply for a payday loan online. You have just as much chance of being approved. To help you, we don’t run a credit check like most financial institutions. Your income and employment information will be considered, not your credit score. 

Emergency Loans from Get My Pay Today

At Get My Pay Today, we offer a wide range of instant emergency loans to help you get back on your feet. All of our advances are free of credit checks, allowing us to help you regardless of your repayment history. Here, we make our customers feel comfortable even in the most difficult situations. Apply for a payday loan online. It's fast and easy

Bad Credit Loans

If your credit score is between 300 and 900, many financial institutions will deny your online payday loan application. This can leave you unable to pay your bills and with a growing debt. We choose to take into account your ability to pay using your salary, which gives you more leeway in case of emergency. This solution will take a significant burden off your shoulders if you need cash in a hurry.

Instant Loans

Sometimes expenses can appear when you least expect them. When you can't put off urgent payments such as medical and car bills, our instant online payday loans can help. We'll contact you immediately if you submit your application from Monday to Friday between 10:00 a.m. and 6:00 p.m. (EST).

Instant Loan Without Documents

Instant Bank Verification technology to provide fast online payday loans in Ontario. This feature lets you request an emergency loan with a simple online form. When you need instant support, visit our site to make a fast request.

Need a loan for any project ?

Repaying Payday Loans Ontario

Your first payment is due on the date of your following payday. If you can’t make a payment, please contact us within 48 hours to delay it up to the end of your contract. 

Our repayment options include:

  • Pay the minimum fee on every payday
  • Pay the minimum plus extra to reduce the overall amount
  • Pay the total amount plus interest for the week

Expertise at your service

With over 17 years of lending experience, Get My Pay Today is a leader in Ontario. Our extensive network of trusted lenders is in accordance with the Consumer Protection Bureau to grant you instant financial assistance. With our easy-to-follow online instant loan application process, you can quickly receive the loan you need to pay off those surprise expenses.

Why choose Get My Pay Today?

An immediate cash loan

Are you in an urgent situation that stresses you out on a daily basis? We understand you and we want to help you. Start by submitting your loan application quickly online. Our 3-step service allows you to get an immediate response and great customer service from our experienced brokers and receive your money as quickly and securely as possible.

An adaptation to your needs

With amounts ranging from $300 to $3000, you can benefit from the highest credits on the loan market. Choose the amount you need when you apply and receive it in less than an hour.

A sincere desire to help you

Our mission is to help as many Canadians as possible. Do you have low means or a bad credit rating? Don't panic, you will receive your money loan without a credit check quickly. Our brokers have been helping many people in your situation every day for the past 17 years.

Payday loan: Online applications processes

Don't wait any longer and take the pressure off your everyday life by applying for your payday loan now. It's simple, fast, confidential and secure. Luckily, Get My Pay Today offers a range of financial services to suit your situation. Visit our site to discover how to apply for payday loans in Ontario.


The payday loan is a short-term loan. It is often used to cover unexpected expenses, late penalties, bad cheques, one-time cash shortages. These personal loans are immediate solutions that help you bounce back and pay your bills, but are not meant to be used for the long term.
You will need to provide us with some personal information and documents in order for your application to be approved. No credit score investigation is required and you don’t have to pay anything before you receive your money.
You will receive a response within an hour if you submit your application online during our business hours. Would you like to speed up the process? Come and meet us in person to receive your cash within 30 minutes.
No, you will never be asked to pay anything before you get your loan.
No, we do not require a credit check to give you a cash advance. Our goal is to help you move forward without letting your past hold you back.
  1. Two pieces of photo identification and proof of your Social Insurance Number.
  2. Proof of address (service invoice)
  3. Your last two pay stubs
  4. Sample Cheque – Pre-Authorized Debit Form
  5. The last 90 days of your bank statement

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