Payday Loans Ontario
No matter how well you plan, unexpected bills can always appear out of nowhere. If you need fast and reliable loans, Get My Pay Today offers a range of financial services to suit your situation. Visit our site to discover how to apply for payday loans in Ontario.
What are Payday Loans from Get My Pay Today?
Payday loans in Ontario are helpful advances that let you pay off any extra expenses that could crop up every month. We know how it feels to be stuck with surprise bills that you haven’t planned for. At Get My Pay Today, you can easily apply for our loans directly from our website to lift the stress of debt off your shoulders.
One of the main benefits of our payday loans in Ontario is that you can apply with an online application form. Simply visit our site to make a request and start filling in basic information in seconds. Unlike banks that require lots of paperwork, we only need a few essential details, including:
- Full name and birthdate
- Email and phone number
- Employer name and contact details
- Type of income
Another defining feature of our online payday loans is that you only need to start repaying on your next payday. You can request emergency funds when an unexpected expense comes up, and we give you the time you need to gather your repayment. This method lets you essentially delay your bill until your next paycheck.
What Information Do I Need to Apply for a Payday Loan?
Our payday loans in Ontario only require a handful of documents. By keeping the number low, we can provide you with fast advances in less than an hour. Our agents can quickly review your request and get in touch via email, thanks to our simple application process. The information you need to provide includes:
- Two ID photos
- Proof of Social Insurance Number
- Proof of address
- Your two most recent pay stubs
- Sample check, such as a pre-authorized debit form
- Bank statement from the last 90 days
What Are Payday Loans Ontario For?
Payday loans in Ontario are short-term emergency advances of cash directly to your bank account. The aim is to provide you with instant funds to pay off extra bills you may get stuck with on payday. Since they’re meant to be used as a last resort, taking out multiple payday loans in Ontario at the same time can be risky.
To avoid getting into even more debt, we won’t grant you a new loan until you’ve paid off your previous one. This is to prevent you from falling into additional debt when you need help the most. We also let you choose any loan amount from $300 to $3,000, so you only need to borrow what you can afford.
Do I Qualify for a Payday Loan?
We judge whether you’re eligible for our payday loans in Ontario by looking at your income details. This speeds up the process as we only need to review a few key documents. Our brokers are all legally registered under Canadian law. Some of the elements that they look at when reviewing your application include:
- Your salary
- The number of bad payments attached to your account
- The amount you requested compared to your ability to repay
We also have a few requirements you need to meet before your loan application can be approved.
- Have a valid checking account for three months or more
- Employed full-time for three months or more
- Receive payment via direct deposit
- Liberated from past bankruptcy or consumer proposals
What if I Have a Bad Credit Score?
At Get My Pay Today, we don’t believe that your past should get in the way of you receiving financial support. To assist you, we don’t conduct credit checks like many other financial institutes. Instead of credit ratings, we take your income and employment information into account. This helps us decide if you can repay the loan while also letting you apply quickly from our website.
Emergency Loans from Get My Pay Today
At Get My Pay Today, we offer a wide range of instant emergency loans to get you out of tough situations. All our advancements are free of credit checks, letting us assist you no matter your repayment history.
Bad Credit Loans
If your credit score is between 300 and 900, many financial institutes will deny your loan request. This can leave you stuck with unpaid bills and rising debt. Our bad credit loans base your repayment ability off your current income to provide you with emergency funds whenever you need them.
Sometimes expenses can appear when you least expect them. When you can’t put off urgent payments like medical and car bills, our instant loans can help. We’ll contact you immediately if you submit your application from Monday to Friday between 10:00 a.m. and 6:00 p.m. (EST).
Instant Loan Without Documents
We use Instant Bank Verification technology to provide fast online loans in Ontario. This feature lets you request an emergency loan with a simple online form. When you need instant support, visit our site to make a fast request.
Repaying Payday Loans Ontario
Your first repayment is due on the date of your following payday. If you can’t make a payment, please contact us within 48 hours to delay it to the end of your contract. Each missed repayment will cost an extra $40.
Our repayment options include:
- Pay the minimum fee on every payday
- Pay the minimum plus extra to reduce the overall amount
- Pay the total amount plus interest for the week
With over 17 years of lending experience, Get My Pay Today is a leading provider of payday loans in Ontario. Our extensive network of trusted lenders follows the legalities of the Consumer Protection Bureau to grant you instant financial assistance. With our easy-to-follow online application process, you can quickly receive the loan you need to pay off those surprise expenses.
Need a loan for any project ?
Why choose Get My Pay Today?
An immediate cash loan
An adaptation to your needs
A sincere desire to help you
Payday loan: Online applications processes
Don't wait any longer and take the pressure off your everyday life by applying for your payday loan now. It's simple, fast, confidential and secure.
- Two pieces of photo identification and proof of your Social Insurance Number.
- Proof of address (service invoice)
- Your last two pay stubs
- Sample Cheque – Pre-Authorized Debit Form
- The last 90 days of your bank statement